Monthly owner costs with a mortgage
Data & documentation.

Median monthly housing costs for owner-occupied units with a mortgage.

What is in this file

One row per state, plus DC and Puerto Rico where available. The rank universe is 50 states; reference rows have an empty rank. The file is sorted by descending value with reference jurisdictions after the states.

Period
2024
Release
2025-09-11
Updated
2026-10-23
Producer
U.S. Census Bureau
Source
ACS 1-year · GCT2511
Units
U.S. dollars
Cadence
Annual

Quick validation snapshot

California has the highest estimate ($3,001); West Virginia has the lowest ($1,272). The U.S. benchmark is $2,035. These are useful checks when importing the CSV into a spreadsheet. Reference jurisdictions may lie outside the 50-state range, so exclude rows marked reference when reproducing the default state ranks.

Margins of error are 90% survey margins. Preserve them when reshaping the data; an empty cell and a numeric zero have different meanings.

Calculation and reproducibility

Published estimate; no transformation of the value.

Immutable edition 2026-10-23 CSV · Full edition registry, including available histories

Column definitions

ColumnMeaning
rank1 + the number of states with a higher source value; empty for reference rows.
jurisdictionState name or labeled reference jurisdiction.
valueNumeric estimate, using the source’s available precision.
unitU.S. dollars
moe_90Published 90% margin of error in the same units; empty when not published.
referenceTrue if excluded from the default 50-state ranking.
periodReference period of the observation.
releaseDate of the source release.
sourceProducer and table/file identifier.
source_urlProducer file or source documentation; microdata rows link to the specific state input ZIP.

Limits and reuse

Selected costs include more than the mortgage payment. Owners without a mortgage are outside this universe.

This is an independent arrangement of federal statistical data. Cite the named producer for the original observations and Rank the States for computed ranks. Downloading or embedding does not imply government endorsement. Source files are archived with a checksum for reproducibility.

SHA-256: 51971fa8a5b7d46499d367077f3212023ae847d8e2f9771781a95aa36c06bbd5

Citation

Rank the States. Monthly owner costs with a mortgage, 2024. Source: U.S. Census Bureau, ACS 1-year, GCT2511; released 2025-09-11. Edition 2026-10-23. https://rankthestates.com/data/editions/2026-10-23/monthly-owner-costs.csv

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