Homeownership rate by state (2024)

Homeownership rate by state

West Virginia has the highest estimate (75.5%); New York has the lowest (54.3%). Source: U.S. Census Bureau, ACS 1-year, 2024.

Data year: 2024Source released Sept. 11, 2025Last updated Oct. 23, 2026GCT2512

50 ranked states; DC and Puerto Rico appear as reference rows where the source supplies them. Highest does not mean best. Ranks reflect point estimates; close values may not differ statistically.

State distribution and comparisons

The middle of the 50-state distribution is 68.0%: the average of the 25th and 26th ordered state estimates. This treats each state equally, so it answers a different question from a population-weighted national estimate.

No other state is statistically tied with West Virginia at 90% confidence. Every other state differs from the highest point estimate under this pairwise test. This is not a confidence interval for rank, and testing multiple pairs increases false-positive risk.

See the top ten estimates with their 90% margins of error

Shared axis spans the complete 50-state estimate ± MOE range. Intervals describe individual estimates; overlapping intervals alone are not our significance test.

How does this compare with median home value?

These states’ ranks change the most between homeownership rate and median home value. These comparisons identify different questions worth investigating; a rank gap does not measure a causal effect or a statistical difference between unlike units.

State	Homeownership rate	Median home value
West Virginia	75.5% · #1	$170,800 · #50
California	55.8% · #49	$759,500 · #2
Hawaii	61.6% · #46	$875,900 · #1

Values over time

Annual ACS 1-year estimates, 2021–2024. Each year is a separate published survey release; 2020 is excluded because the Census Bureau did not release standard 1-year estimates for that year. Ranks are recalculated among the same 50 states for each year.

Choose a state

Homeownership rate · 2024 · Percent
Rank	State / jurisdiction	Value	90% margin of error	Difference from previous rank
1	West Virginia	75.5%	± 0.9%	Highest estimate
2	Delaware	73.8%	± 1.2%	Different at 90%
3	Michigan	73.5%	± 0.3%	Not distinguishable at 90%
4	Maine	73.3%	± 0.8%	Not distinguishable at 90%
5	Vermont	73.2%	± 1.3%	Not distinguishable at 90%
6	New Hampshire	72.6%	± 1.0%	Not distinguishable at 90%
7	South Carolina	72.3%	± 0.6%	Not distinguishable at 90%
8	Idaho	71.7%	± 0.8%	Not distinguishable at 90%
8	Wyoming	71.7%	± 1.3%	Not distinguishable at 90%
10	Minnesota	71.6%	± 0.5%	Not distinguishable at 90%
11	Iowa	71.3%	± 0.7%	Not distinguishable at 90%
12	New Mexico	71.1%	± 0.9%	Not distinguishable at 90%
13	Alabama	71.0%	± 0.5%	Not distinguishable at 90%
14	Indiana	70.7%	± 0.5%	Not distinguishable at 90%
15	Mississippi	70.5%	± 0.8%	Not distinguishable at 90%
16	Utah	69.6%	± 0.6%	Not distinguishable at 90%
17	Pennsylvania	69.3%	± 0.3%	Not distinguishable at 90%
18	Missouri	68.6%	± 0.5%	Different at 90%
18	Montana	68.6%	± 1.0%	Not distinguishable at 90%
20	South Dakota	68.3%	± 1.2%	Not distinguishable at 90%
21	Kansas	68.1%	± 0.7%	Not distinguishable at 90%
21	Kentucky	68.1%	± 0.6%	Not distinguishable at 90%
21	Louisiana	68.1%	± 0.6%	Not distinguishable at 90%
24	Florida	68.0%	± 0.3%	Not distinguishable at 90%
24	Ohio	68.0%	± 0.3%	Not distinguishable at 90%
24	Wisconsin	68.0%	± 0.5%	Not distinguishable at 90%
27	Arizona	67.8%	± 0.5%	Not distinguishable at 90%
27	Maryland	67.8%	± 0.6%	Not distinguishable at 90%
29	Illinois	67.6%	± 0.4%	Not distinguishable at 90%
30	Arkansas	67.1%	± 0.8%	Not distinguishable at 90%
30	Virginia	67.1%	± 0.5%	Not distinguishable at 90%
32	North Carolina	66.8%	± 0.5%	Not distinguishable at 90%
32	Tennessee	66.8%	± 0.5%	Not distinguishable at 90%
34	Connecticut	66.7%	± 0.6%	Not distinguishable at 90%
34	Nebraska	66.7%	± 0.8%	Not distinguishable at 90%
36	Alaska	66.5%	± 1.6%	Not distinguishable at 90%
37	Georgia	66.3%	± 0.5%	Not distinguishable at 90%
38	Colorado	65.9%	± 0.5%	Not distinguishable at 90%
39	Oklahoma	65.7%	± 0.5%	Not distinguishable at 90%
40	New Jersey	63.9%	± 0.4%	Different at 90%
41	Rhode Island	63.5%	± 1.3%	Not distinguishable at 90%
42	Oregon	63.1%	± 0.6%	Not distinguishable at 90%
43	Washington	62.9%	± 0.5%	Not distinguishable at 90%
44	Massachusetts	62.4%	± 0.5%	Not distinguishable at 90%
45	Texas	62.3%	± 0.3%	Not distinguishable at 90%
46	Hawaii	61.6%	± 1.0%	Not distinguishable at 90%
47	North Dakota	61.2%	± 1.1%	Not distinguishable at 90%
48	Nevada	60.1%	± 0.8%	Not distinguishable at 90%
49	California	55.8%	± 0.2%	Different at 90%
50	New York	54.3%	± 0.3%	Different at 90%
Ref.	District of ColumbiaNot ranked among states	40.9%	± 1.5%	Reference jurisdiction
Ref.	Puerto RicoNot ranked among states	69.3%	± 0.8%	Reference jurisdiction

Homeownership rate · 2024 · Percent

Rank

State / jurisdiction

Value

90% margin of error

Difference from previous rank

West Virginia

75.5%

± 0.9%

Highest estimate

Delaware

73.8%

± 1.2%

Different at 90%

Michigan

73.5%

± 0.3%

Not distinguishable at 90%

Maine

73.3%

± 0.8%

Not distinguishable at 90%

Vermont

73.2%

± 1.3%

Not distinguishable at 90%

New Hampshire

72.6%

± 1.0%

Not distinguishable at 90%

South Carolina

72.3%

± 0.6%

Not distinguishable at 90%

Idaho

71.7%

± 0.8%

Not distinguishable at 90%

Wyoming

71.7%

± 1.3%

Not distinguishable at 90%

Minnesota

71.6%

± 0.5%

Not distinguishable at 90%

Iowa

71.3%

± 0.7%

Not distinguishable at 90%

New Mexico

71.1%

± 0.9%

Not distinguishable at 90%

Alabama

71.0%

± 0.5%

Not distinguishable at 90%

Indiana

70.7%

± 0.5%

Not distinguishable at 90%

Mississippi

70.5%

± 0.8%

Not distinguishable at 90%

Utah

69.6%

± 0.6%

Not distinguishable at 90%

Pennsylvania

69.3%

± 0.3%

Not distinguishable at 90%

Missouri

68.6%

± 0.5%

Different at 90%

Montana

68.6%

± 1.0%

Not distinguishable at 90%

South Dakota

68.3%

± 1.2%

Not distinguishable at 90%

Kansas

68.1%

± 0.7%

Not distinguishable at 90%

Kentucky

68.1%

± 0.6%

Not distinguishable at 90%

Louisiana

68.1%

± 0.6%

Not distinguishable at 90%

Florida

68.0%

± 0.3%

Not distinguishable at 90%

Ohio

68.0%

± 0.3%

Not distinguishable at 90%

Wisconsin

68.0%

± 0.5%

Not distinguishable at 90%

Arizona

67.8%

± 0.5%

Not distinguishable at 90%

Maryland

67.8%

± 0.6%

Not distinguishable at 90%

Illinois

67.6%

± 0.4%

Not distinguishable at 90%

Arkansas

67.1%

± 0.8%

Not distinguishable at 90%

Virginia

67.1%

± 0.5%

Not distinguishable at 90%

North Carolina

66.8%

± 0.5%

Not distinguishable at 90%

Tennessee

66.8%

± 0.5%

Not distinguishable at 90%

Connecticut

66.7%

± 0.6%

Not distinguishable at 90%

Nebraska

66.7%

± 0.8%

Not distinguishable at 90%

Alaska

66.5%

± 1.6%

Not distinguishable at 90%

Georgia

66.3%

± 0.5%

Not distinguishable at 90%

Colorado

65.9%

± 0.5%

Not distinguishable at 90%

Oklahoma

65.7%

± 0.5%

Not distinguishable at 90%

New Jersey

63.9%

± 0.4%

Different at 90%

Rhode Island

63.5%

± 1.3%

Not distinguishable at 90%

Oregon

63.1%

± 0.6%

Not distinguishable at 90%

Washington

62.9%

± 0.5%

Not distinguishable at 90%

Massachusetts

62.4%

± 0.5%

Not distinguishable at 90%

Texas

62.3%

± 0.3%

Not distinguishable at 90%

Hawaii

61.6%

± 1.0%

Not distinguishable at 90%

North Dakota

61.2%

± 1.1%

Not distinguishable at 90%

Nevada

60.1%

± 0.8%

Not distinguishable at 90%

California

55.8%

± 0.2%

Different at 90%

New York

54.3%

± 0.3%

Different at 90%

Ref.

District of ColumbiaNot ranked among states

40.9%

± 1.5%

Reference jurisdiction

Ref.

Puerto RicoNot ranked among states

69.3%

± 0.8%

Reference jurisdiction

What this ranking measures

Owner-occupied units as a share of all occupied housing units.

The denominator is occupied homes, not people. Vacant units are excluded.

The size of the gap

The difference between the highest and lowest state estimates is 21.2 percentage points. The U.S. benchmark is 65.3%. It is not a simple average of the states.

39 states have point estimates above the U.S. benchmark and 11 below it. These counts do not establish statistical significance.

How much should you read into a rank?

Each estimate has a 90% margin of error published by the Census Bureau. For two different states, we flag a difference only when its absolute size exceeds the square root of the sum of their squared margins of error. The comparison tool applies this check to every selected pair.

Non-significance is not proof of equality. These pairwise tests are not adjusted for multiple comparisons and do not form ranking confidence intervals. Statistical method and limitations.

Ranks use the full precision of the source file, so only truly equal values share a rank (1, 2, 2, 4).

Keep exploring

Why prices, housing spending and burden produce different state orders.

Explore the same states in a side-by-side comparison, or combine this measure with others in the custom ranking tool.

Source and method

Producer: U.S. Census Bureau
Product / file: ACS 1-year · GCT2512
Period: 2024
Unit: Percent
Calculation: Published estimate; no transformation of the value. Rank = 1 + number of eligible jurisdictions with a higher value.
Coverage: The 50 states are ranked. Washington, D.C., can be added with the toggle above the table; Puerto Rico is shown for reference only, where the source covers it.
Cadence: Annual. 2025 ACS 1-year estimates scheduled for October 29, 2026 (Census ACS updates page); adoption follows editorial review.
Independence: Rank the States is independent. The agencies that produce the source data do not endorse these rankings.

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Suggested citation

Rank the States. Homeownership rate, 2024. Source: U.S. Census Bureau, ACS 1-year, GCT2512; released 2025-09-11. Edition 2026-10-23. https://rankthestates.com/data/editions/2026-10-23/homeownership-rate.csv

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Updates and corrections

Last updated Oct. 23, 2026. Earlier editions stay available on the data page, and every change is listed in the update log. If a number or definition looks wrong, report an error with the state, value, and source you checked.

Homeownership rate by state

State distribution and comparisons

How does this compare with median home value?

Values over time

The state-by-state view

What this ranking measures

The size of the gap

How much should you read into a rank?

Keep exploring

Source and method

Download, cite, or embed

Updates and corrections

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Monthly owner costs with a mortgage

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